zipPay is a safe, simple and convenient payment option, powered by zipMoney, allowing you to shop online and pay in flexible weekly, fortnightly or monthly instalments.

- For everyday spending up to $1,000
- Nothing to pay today
- Interest free always
- Flexible repayments
1. Select zipPay at checkout.
2. Sign up or log in with your social account and confirm your purchase.
3. zipPay pays immediately on your behalf, meaning your order will be processed and dispatched immediately.
4. Pay off your balance over time in flexible instalments that suit your lifestyle.
- You must be an Australian citizen or permanent resident
- You must be 18 years or older

At the end of each billing month, you can choose to pay off your balance in full or make a partial payment that suits your budget.

If the balance is paid within a month of confirming your transaction no fees will be incurred.

If you require more time to pay your balance, a $5 account service fee will be added for month you have an outstanding balance.

Please note there is a minimum repayment of $40 per month.

There are no establishment fees to set up your account and no interest charges. If you have repaid your balance by your account due date you will never be charged any fees. Once you have repaid your balance down to $0, no fees will ever be charged to your account – it will simply remain open waiting for you to use again for additional purchases.

To set up your account, simply select zipPay at checkout or apply here.

You will need to login with your Facebook or PayPal account and confirm the details that you would normally enter when shopping online. Subject to approval, this process takes only seconds after which you can complete your purchase and pay for it later.

Once you have created your zipPay shopping account, you never have to apply again and can continue to reuse it as much as you like.

All of your recent activity can be viewed when you log into your zipPay Digital Wallet. When your monthly statement is ready, zipPay will notify you by email.

Every month your statement will include:

- All new purchases made
- Payments applied on your previous statement
- Your billing due date
- Minimum payment due
- Any fees charged during the statement period

Please ensure you add zipMoney to your safe recipients email list to ensure no emails go into your spam folder.

To ensure you never miss a payment, you can log into zipPay anytime and set up a direct debit to automatically make your repayments. You can set this to run for as much as you like and as often as you like, as long as you pay at least the minimum ($40) each month.

Additionally, you can make a one-off payment anytime by logging into your zipPay Digital Wallet and selecting 'Make a Payment'.

Payments can be paid online by debit card, credit card or Bpay. Should you have any difficulties in making your payments, please contact zipPay direct.

Phone: 02 8294 2345

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